STACK CAPITAL TRANSACTIONAL FUNDING Tim Floyd, Founder
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FOR RENTALS AND INVESTMENT PROPERTY

Equity stuck in a rental? Pull it out in days.

Cash out refi loans on investment property. No third party appraisal. No seasoning. No credit check options. Vacant is OK.

DaysNot weeks to funding
NoThird party appraisal
NoSeasoning required
AllCredit profiles considered

Get funded now

60 seconds. No documents to upload. No credit pull. Find out today what you can pull out.

STEP 1 OF 2   THE PROPERTY

This is an inquiry, not a loan application.

What investors use it for

The equity is already yours. This just gets it out fast enough to be useful.

Buy the next deal

Show up with cash and close like a cash buyer instead of waiting on a lender.

Get your cash back out

Bought it with cash or own it free and clear? Pull the capital back out without waiting out a seasoning period.

Pay off a loan that is coming due

Balloon, maturing hard money loan or a private note with a clock on it. Replace it before it becomes a problem.

Fund a rehab

Use the equity in one property to renovate it or to renovate another one.

Move when the bank says no

Self employed, credit took a hit, too many properties or the file is just too messy for a bank. The property does the talking here.

Anything else for the business

Taxes, partner buyouts, reserves or the opportunity that will not wait 45 days.

What a bank refi costs you

A bank loan is cheap money. It is also slow money, and slow is expensive when a deal or a deadline is on the line.

THE USUAL REFI
  • Appraisal ordered, then weeks of waiting on it
  • 6 to 12 months of seasoning before you can cash out
  • Tax returns, pay stubs and debt to income math
  • A credit score cutoff that ends the conversation
  • 30 to 45 days if nothing goes sideways
THROUGH MY LENDERS
  • No third party appraisal
  • No seasoning required
  • The property qualifies, not your tax returns
  • Options with no credit check at all
  • Funded in days once the lender has what it needs

Two ways I get you funded

Tell me about the property and your timeline and I will point you at the one that fits. One form covers both.

THE FAST LANE

Cash in days

A short term loan built for speed. No third party appraisal, no seasoning and no credit check options. Most investors pay it off by selling or by moving into a long term rental loan later, which I can line up too.

THE LONG TERM LANE

30 year rental loan

If your credit is solid and you are not in a rush, a long term rental loan usually costs less and can pull out more. It qualifies on the rent, not on your personal income.

Straight talk: fast money costs more than bank money. If you have the time and the credit for the cheaper option, I will tell you. If you need the cash this week, the fast lane is how it gets done.

Do you fit

Not sure? Submit it anyway. If this is not the right fit, I likely have another way to fund you.

How it works

Three steps. You do the first one.

01

Tell me about the property

Fill out the form. It takes about 60 seconds and there is nothing to upload.

02

I match it to the right lender

I look at every submission myself and text you, usually the same business day, with the lane that fits.

03

Terms in writing, then cash

You get written terms from the lender before you commit to anything. Then it closes and the cash hits your account.

Find out what you can pull out

60 seconds. No documents. No credit pull.

Get Funded Now

Questions? Email me at tim@stackcapitalfunding.com